Thursday, September 27, 2018

Entitlement and Lawsuits

Entitlement and Lawsuits

The ultimate tragedy of the sense of “victimization” and “entitlement” that now permeates the American psyche is the worsening affect it is having on the diminution of the Rule of Law.  Think about this – seriously think about this. Where once the public, the business world and the international community understood and trusted the American Rule of Law, they now fear its uncertainty. The potential social and economic consequences of that fear are grave, indeed.

Once a nation of risk takers, fear and suspicion now condition our every action and interaction – in business, healthcare, education, government – on the street, in the workplace, even in church and at home. Fear of liability is stifling America’s ingenuity and resourcefulness. It squashes people’s freedom to act; and it saps the nation’s willingness to take risks. Our once unbounded desire to succeed has been replaced by fear of failure as America’s primary driving force.

For whatever reasons, America has become a nation of self-centered, self-anointed “victims” that readily lay blame for their failures and deficiencies on others. This particularly pernicious trait has been spreading throughout the population like a virulent cancer.  Isn’t it curious how Americans began acting as though they were “entitled” to other people’s money about the time the federal government began treating the public to entitlements for which citizens once felt personally responsible.

Those so-called government “entitlements” now account for more than half the federal budget. Then again, maybe it’s a bit of a stretch to think the government would condition Americans to be dependent upon it, much like Pavlov did with dogs. Then again — maybe it’s not that much of a stretch. Today we live in a culture that has almost religiously discarded “assumption of risk” and the principle of personal responsibility in favor of a seemingly universal predisposition for victimization and a growing sense of entitlement to compensation for every wrong that comes our way. Litigation is now the option of first choice whenever something goes awry. The lawsuit has become society’s favorite remedy for a failed life, a job gone wrong, any disagreement, or a marriage that fails. Accidents are no longer “accidents”; they have become green lights for lawsuits.

While the U.S. tort system may not be the cause of society’s growing sense of victimization, it most assuredly validates and exacerbates the public’s growing sense of entitlement to the wealth of others. Fifty years ago, if a youngster stumbled and cut himself on a rusty nail while playing at night in a vacant lot, his parents most likely scolded him for playing where he shouldn’t have been before seeking medical treatment. Today, the same scenario would likely result in a prompt call to a personal injury lawyer probably before seeking medical treatment – and that lawyer would gleefully rattle off the names of a half-dozen or so potential defendants, none the least of which would be the manufacturer of the rusty nail that did the damage.

The metamorphosis in American character occurred not overnight but incrementally – as government and business grew bigger and more dominant in the aftermath of World War II. At the same time, the public sensed a loss of individual power in what was becoming an increasingly over-regulated society. Fear of vulnerability and feelings of victimization followed suit, manifesting itself in the meteoric rise in litigation for every misunderstanding, accident or other misfortune that came along.  Whereas Americans once willingly accepted responsibility for their own actions and choices, the public gradually came to believe that every bad thing should be blamed on someone or something. And whoever or whatever contributed in any way to any bad thing must be made to pay. Lawsuits have become the most popular way to get that payment.

With civil justice becoming synonymous with self-interest, judges no longer “judge” the sense of law in their courtrooms. Instead, they have become tort tax assessors, assigning blame based on competing theories of liability, while “facts” are played like pawns in this adversarial game.

Free Initial Consultation with a Trial Lawyer

When you need an attorney to help you,call Ascent Law for your free consultation (801) 676-5506. We want to help you.

Michael R. Anderson, JD

Ascent Law LLC
8833 S. Redwood Road, Suite C
West Jordan, Utah
84088 United States

Telephone: (801) 676-5506

Ending a Common Law Marriage

Ending a Common Law Marriage

In some states, including Utah, couples are considered married after being living together for a long period of time, sharing finances, and hold themselves as married. Common law couples act just as married couples, except they are not required to get a marriage license, and have a traditional ceremony.  If you choose to end a common law marriage, it’s important you understand these laws and find experienced legal representation from a Salt Lake City divorce attorney

UTAH REQUIREMENTS

Some requirements in common law marriages in the State of Utah include:

  • Parties are of legal age, at least 18 years old.
  • They cohabited before common law marriage Utah.
  • They can lawfully enter into solemnized marriage.
  • They hold themselves as married even before common law was implemented in Utah.
  • They assume marital obligations, rights, and duties within the common law marriage.

 

VALIDITY OF COMMON LAW MARRIAGE

Although there are laws that address common law marriage in the states allowing such unions, some specific things are considered in order to recognize a common law marriage Utah or any other state recognizing common law:

  • The parties signed power of attorney papers while still being in the relationship.
  • The marriage took place in a state where such unions are allowed.

Common law marriage Utah can be validated within another state but some factors such as a separation or divorce are considered. Some things the court generally considers to validate a common law marriage in Utah include:

  • Parties cohabitated either in Utah or another state where such marriages are legal.
  • There are common law marriage requirements established by the out of state jurisdiction.
  • The court can establish the date of the common law marriage.
  • The court may determine whether there were POA documents signed before cohabitation.

GETTING A DIVORCE

The procedure for a getting a divorce it’s exactly the same as married couples. You need to file papers in order for the court to dissolve your marriage and divide property accumulated throughout the years you lived together. If you had children, the court will determine child custody and child support. Alimony can also be petitioned. Some other things to think about are:

  • Property division– If parties can’t agree on how to divide their assets, the court will be able to determine and rule on this issue after receiving submissions from both parties. You can also have a mediator to help you work out a fair agreement on marital property division.
  • Debts– The individual under whose name the debt appears is responsible to pay the debt. Sometimes agreements can be made where one of the spouses can pay a specific debt. However, the primary borrower is always responsible to pay off the debt, even when the other party fails to pay as agreed.
  • Divorce may not be necessary– In some cases, a divorce may not be necessary if the couple has only lived together for so long and have only a few joint assets, friendly breakups in couples with no children, or a relationship where they can reach an agreement about their property and assets.

SPEAK TO AN ATTORNEY

Perhaps you want to end a relationship with the person you live with but you are not sure if your union is considered a common law marriage that may require a divorce. Whether you are legally married or not, a separation can be a difficult process. With the help of a Salt Lake City divorce attorney, you will be able to figure out where you stand and move forward to better horizons.

DOMESTIC VIOLENCE CASES INCREASE IN UTAH

In almost every marriage, couples fight. Even happy couples have disputes from time to time. Sometimes, though, these arguments get out of hand and turn physical. Physical abuse between husbands and wives is never acceptable in Utah. Domestic violence is serious and protections are available for those living in fear of physical or emotional abuse.

According the Ogden, Utah Police Department and local women’s shelters, incidents of domestic violence seem to be increasing. They say more education and further prevention methods are necessary to stop this increase. Last year, the Ogden Police Department had 32 cases of domestic violence during the month of August. This year, that number rose to 44 by month end.

Furthermore, a local women’s shelter has reported that it has had to turn away 45 people — both adults and children — during the month of August because it had reached its capacity of 30 people. This women’s shelter also alleges that there are many more cases of abuse than police are seeing since it averages about four calls a day to its domestic abuse hotline.

In Utah, in order for police to arrest someone for domestic violence, the police need to identify who the primary aggressor was in the fight. Police do this by listening to each party’s story, examining the physical evidence and looking for other signs of abuse. This is not a perfect science and mistakes can be made resulting in people being falsely accused of abuse. Furthermore, when police can’t determine who the primary aggressor was, then the abuser may not be arrested at all.

It is important for people in and around Salt Lake City to understand that they have legal options after a domestic violence incident. There are ways for those who have been falsely accused to clear their name and return to normal life, and there are ways for people to protect themselves from abusers. Taking the correct legal steps is often essential in protecting people and their families.

Free Consultation with a Utah Divorce Attorney

If you have a question about divorce law or if you need to start or defend against a divorce case in Utah call Ascent Law at (801) 676-5506. We will help you. Call now.

Michael R. Anderson, JD

Ascent Law LLC
8833 S. Redwood Road, Suite C
West Jordan, Utah
84088 United States

Telephone: (801) 676-5506

Wednesday, September 26, 2018

Utah Motorcycle Attorney

Utah Motorcycle Attorney

Whether you’re a novice motorcycle rider with a brand new Kawasaki Ninja or a veteran rider with a classic Harley, enrolling in a motorcycle safety course is never a bad idea. Not only do motorcycle safety courses help you brush up on your skills and reduce your chances of getting into a motorcycle accident (and having to call your lawyer), completing a safety course can also help you get your motorcycle license faster and even save you money on insurance.

You Should Take a Motorcycle Safety Course

Motorcycle safety courses are offered in all major urban areas in the United States, from Salt Lake City to the East Coast. Typically hosted at local colleges and universities, motorcycle dealerships and other community locations, classes are offered both during the workweek and on the weekends in order to accommodate for people’s schedules. For example, many basic rider courses in Utah are offered through the Salt Lake City Community College, the Salt Lake City division of Harley-Davidson and the Utah Motorcyclist Association.

Motorcycle Safety Courses Teach Lifelong Skills

As any knowledgeable lawyer will tell you, motorcyclists are far more susceptible to injuries and fatalities than your average car driver — and novice motorcyclists are even more likely to get into an accident. In fact, more than half of all motorcycle accident situations involve riders who have fewer than five months’ experience on the bike. Motorcycle safety courses teach motorcycle enthusiasts to ride smart, keeping a close eye out for potential hazards and other drivers. In addition, safety courses teach riders all the necessary skills they’ll need to avoid a potential motorcycle accident — and a call to their lawyer.

Motorcycle Safety Courses Offer Specialized Training

In addition to the basic rider course, motorcycle safety courses offer classes for intermediate and experienced riders to hone their skills, as well as classes for those who are just a little rusty. There are also courses offered just for scooters, for those who live in urban areas such as Salt Lake City and are looking for a more convenient way to get around. For those who are big proponents of the motorcycle safety mission, there are even classes available to become a motorcycle safety instructor yourself.

Motorcycle Safety Courses Help You Get Your License Quicker

For the novice rider who’s looking for a way to get started, motorcycle safety courses can expedite the process of getting your license. Depending on the state, completion of a Motorcycle Safety Foundation or other recognized program can allow you to bypass the riding portion or written portion of the license exam — or both parts of the exam.

For instance, if you complete a Motorcycle Safety Foundation (MSF) Beginning Rider Course in Salt Lake City, you will not have to have to take the riding (skills) portion of the Utah motorcycle exam in order to get your license. Different states have different requirements, however, so it’s best to look up the details or ask a lawyer prior to enrolling in a safety course.

Motorcycle Safety Courses Can Save You Money

In addition to saving you money on a motorcycle accident lawyer somewhere down the line, successful completion of a motorcycle safety course can net you significant discounts on your motorcycle insurance — or even a discount on your new bike. Many insurance providers offer discounts on motorcycle insurance if you have completed a motorcycle safety course: typically between 5–20 percent. This discount is not limited to new riders, either.

In addition, some motorcycle manufacturers will offer refunds or discounts for those who have completed a MSF course. When buying a new bike, check with the salesperson to see if your manufacturer offers any discounts.

Whether you’re looking to ride your new bike around Salt Lake City or through the Midwest, motorcycle safety courses come with a bunch of perks. Check out courses offered near you today, and take the time to learn the basics — it may just save you a pretty penny on a motorcycle accident lawyer in the future.

Free Initial Consultation with a Utah Motorcycle Lawyer

It’s not a matter of if, it’s a matter of when. Legal problems come to everyone. Whether it’s your son who gets in a motorcycle accident, your uncle who loses his job and needs to file for bankruptcy, your sister’s brother who’s getting divorced, or a grandparent that passes away without a will -all of us have legal issues and questions that arise. So when you have a law question, call Ascent Law for your free consultation (801) 676-5506. We want to help you!

Michael R. Anderson, JD

Ascent Law LLC
8833 S. Redwood Road, Suite C
West Jordan, Utah
84088 United States

Telephone: (801) 676-5506

Insurance During Divorce

Insurance During Divorce

Life insurance is one of the financial assets you must disclose during your divorce as part of the equitable distribution process. But the court can treat your policy any number of ways, depending on your family’s overall circumstances:

  • A piece of property — A whole life policy has cash value. The court may assess the surrender value of the policy and, if premiums were paid with marital property, treat it as an asset of the marital estate. If the policyholder took out the policy before the marriage and continued to pay premiums with separate property, the policy is separate property.
  • Security against support obligations — A court may use the policy as a means of indemnifying a dependent spouse/custodial parent for unpaid obligations.
  • Insurance against the untimely death of a supporting spouse/parent — If the court orders the policyholder to pay child support and/or alimony, the court can also order the life insurance policy maintained in case death prevents the policyholder from providing support.

There are many strategies a party to divorce can employ regarding a life insurance policy, including a restraining order preventing the policy owner from changing the beneficiary. This must be more specific than an order preventing a party from transferring property, because a change in beneficiary is not technically a change in ownership. This order can stay in place until the divorce is finalized and then be incorporated into the divorce decree.

However, if the court distributes the policy as property to the policyholder and does not specifically rule on beneficiary rights, the other spouse generally does not have a right to remain as beneficiary.

The Effect of Facebook on Divorce

A new study presents facts that seem to underpin the idea that a couple splitting up can influence their close friends toward divorce.

The new study looked at data from the Framingham Heart Study, a long-term longitudinal study that follows more than 5,000 residents of Framingham, Massachusetts. To examine factors of cardiovascular health, the original study group has been followed since 1948. Many spouses and children of the original cohort are enrolled in the study, providing substantial data for researchers studying the effects of social networks.

Findings of the study include:

  • The divorce of a close friend, or a friend once removed, significantly increases the possibility of divorce.
  • (In what seems a logical point for this day and age) divorcees are more likely to marry divorcees.
  • People with more friends in their social network are less likely to be divorced, possibly due to supportive friends who help them through the difficult times of any marriage.
  • Divorcees often become less popular when the social network of a couple divides.
  • Children did not prove a factor in divorce, and in fact, the presence of one or more children reduced vulnerability to divorce in a social network.

Because of the homogeneity of the background of participants in the study, the results cannot be considered applicable throughout the United States. For everyone, though, the study does make an important comment that “Divorce should be understood as a collective phenomenon that extends beyond those directly affected.”

Free Consultation with Divorce Lawyer in Utah

If you have a question about divorce law or if you need to start or defend against a divorce case in Utah call Ascent Law at (801) 676-5506. We will fight for you.

Michael R. Anderson, JD

Ascent Law LLC
8833 S. Redwood Road, Suite C
West Jordan, Utah
84088 United States

Telephone: (801) 676-5506

Tuesday, September 25, 2018

Depositions in Divorce

Depositions in Divorce

Depending on the circumstances of your divorce, you may be required to attend a deposition hearing. If so, you will receive a notice that includes the date, time and place of the hearing, along with any documentation you should bring with you. The people attending the hearing could include you and your attorney, a court reporter and possibly your spouse and his or her legal counsel.

At the hearing, attorneys and court officials will ask you a variety of questions on subjects related to your divorce, including employment history, debts and assets, mental and physical health and your fidelity during the marriage. If your spouse is present, he or she is not allowed to interrupt you in any way.

Do you need to answer every single question?

Most of the time, you will need to respond to every question as truthfully and honestly as possible, unless your attorney instructs you otherwise. Therefore, before you attend the hearing, you should consult your lawyer on the questions you are likely to face and how you should answer them. Prepare ahead of time by having your attorney put you on the spot with these questions and forcing you to answer them.

Some of the questions could make you uncomfortable. As difficult as it may be, you will need to answer them unless your lawyer objects on the grounds of it being inappropriate.

If your attorney tells you to answer the question, you must do so or face some consequences that could include a potential fine or a court order to answer the question later. It is thus in your best interest to always follow the advice your legal counsel provides you.

Steps to Take if Divorce Appears Imminent

Most individuals work hard to avoid splitting up, but sometimes couples find themselves facing a divorce even after their best attempts to salvage a marriage. If divorce is on the horizon, there are several steps you can take to better prepare yourself for this life-changing event:

  • Know rights. As a first measure, you will want to consult an attorney to gain a clear understanding of your legal rights — and responsibilities. An experienced attorney can help you avoid any missteps early on that may affect divorce proceedings further down the road.
  • Gather background documentation. In preparation, you’ll want to gather and make copies of important documents such as tax returns, investment and bank statements, wills and mortgage documents. If you are married to someone who runs his or her own business, try to obtain as much information as possible about the financial aspects of the enterprise.
  • Inventory belongings. When it comes time to split assets, it is important to have identified valuables including artwork, jewelry or vehicles.
  • Put your financial house in order. Separating your financial accounts, and alerting insurance policies and retirement accounts about a change of beneficiaries, is another important step in preparing for divorce. You may also want to establish and use your own line of credit, particularly if you are not able to obtain a sufficient line of credit on your own. You may also want to pay down debt that belongs to both parties.
  • Start saving. In preparation you’ll also want to put aside money that will see you through what may end up being a protracted process.
  • Stick to a routine. Do your best to keep as normal a routine as possible, especially for any children that may be involved. This stability will help lessen stress as much as possible.

Free Initial Consultation with a Utah Lawyer

It’s not a matter of if, it’s a matter of when. Legal problems come to everyone. Whether it’s your son who gets in a car wreck, your uncle who loses his job and needs to file for bankruptcy, your sister’s brother who’s getting divorced, or a grandparent that passes away without a will -all of us have legal issues and questions that arise. So when you have a law question, call Ascent Law for your free consultation (801) 676-5506. We want to help you!

Michael R. Anderson, JD

Ascent Law LLC
8833 S. Redwood Road, Suite C
West Jordan, Utah
84088 United States

Telephone: (801) 676-5506

Bank Account Beneficiary Rules

Bank Account Beneficiary Rules

Doing estate planning may seem like an overwhelming job filled with complicated paperwork. So you’ve been putting off the process until you have more time. The good news is there’s a quick and easy way to get started. You can select a bank account beneficiary by following a few simple rules.

This cost-free service will transform your accounts into a type of informal trust commonly referred to as a payable on death (POD) account. Your financial institution can provide you with a form for each account. The person who you choose to inherit your account is referred to as the beneficiary. After your death, the account beneficiary can immediately claim ownership of the account.

Before you set up your account, let’s examine the bank account beneficiary rules more closely.

Who Can Be an Account Beneficiary?

You’re in charge when it comes to naming an account beneficiary. It can be anyone you chose, from your best high school best friend to your kids. You can even designate multiple beneficiaries to a single account, and select the percentage each person receives. Some financial institutions may require your beneficiary’s social security number. So you’ll probably need to discuss your choice with your intended beneficiary.

Charitable groups and nonprofit organizations can serve as bank account beneficiaries. You will need to be certain the group you select is recognized by the Internal Revenue Service as a charitable organization. Corporations, partnerships and limited liability companies cannot be your designated beneficiary.

If circumstances in your personal life change, make sure to update your account beneficiary. If you’re not careful, you could unintentionally leave money to your former spouse. If your beneficiary dies before you, the account assets become part of your estate to be distributed under the terms of your will.

What Rights Does an Account Beneficiary Have?

While you’re alive, your accounts are your personal property. You can spend your money, close your account or change beneficiaries. Your account will operate just as it did prior to designating a beneficiary. A beneficiary has no rights to your property until after you pass. The only difference you may notice is your account being referred to as an “in trust for” or ITF account.

When Can an Account Beneficiary Claim Account Assets?

After your death, the beneficiary has a right to collect any money remaining in your account. They simply need to go to the bank with proper identification and a certified copy of the death certificate. The bank will have a copy of the form you filled out naming them the beneficiary.

The bank will provide the new account owner with a few additional forms, and them the money is transferred. No waiting for probate. The laws of your state may require a brief waiting period and creditors may have the right to settle final debts.

Why Select a Bank Account Beneficiary?

A POD account is a popular method for avoiding probate and quickly transferring property. After you die, all your assets that are not in a trust or otherwise designed to pass outside of probate, will be distributed under the court’s supervision. The legal process of probate can take months or even years to complete. During this time, your loved ones have no access to the property you intended for them.

When you name an account, does not become part of your estate after your death. It is transferred to the beneficiary and becomes their personal property.

Free Consultation with a Utah Estate Lawyer

If you are here, you probably have an estate issue you need help with, call Ascent Law for your free estate law consultation (801) 676-5506. We want to help you.

Michael R. Anderson, JD

Ascent Law LLC
8833 S. Redwood Road, Suite C
West Jordan, Utah
84088 United States

Telephone: (801) 676-5506

Monday, September 24, 2018

Divorce for Millennials

Divorce for Millennials

While the overall divorce rate in the United States has remained somewhat static over the past two decades, experts say that a relatively new trend has emerged. In short, members of the Baby Boomer generation (currently aged 52-70) are getting divorced at higher rates than 20 years ago, while the divorce rate among younger couples has declined significantly.

According to Sociologist Susan Brown from Bowling Green University, there are a couple key reasons why older couples are splitting up more often than in years’ past. For one, many of them experienced the so-called “divorce boom” of the 1970s and 1980s, and may be in second or third marriages today. Remarriages are more likely to end in divorce than first marriages. Secondly, older married women tend to have more financial security than their younger counterparts, and thus have the flexibility to be able to end their marriages if they are unhappy.

Interesting divorce trends among Millennials

A change in marriage culture may be making a big difference for younger couples. According to Brown, fewer people are getting married in their 20s than at any point in recent history — and those who are tend to be in strong positions financially. She also notes that fewer young couples can afford to get married today, and so smaller numbers of people are getting married in general. That correlates to a lower divorce rate among this new millennial generation.

Couples Therapy Can Work — Even When You Go Alone

If you have hit a rocky point in your relationship, you might consider going through couple’s therapy. However, it’s not always easy to convince your partner to attend these sessions with you. If this is the case, you might still find that attending couple’s therapy sessions by yourself can still be beneficial to you and your relationship.

The following are just a few reasons why attending these meetings by yourself can be helpful:

  • You can share your uncensored feelings: Couples therapy is meant to be a place for clear, uncensored communication. Of course, when your partner is sitting right next to you, this can be easier said than done. By having a private session with a therapist, you do not have to worry about mincing your words, allowing you to more quickly get to the root of an issue.
  • You can develop a plan of action: Once you have gotten to the bottom of a particularly troublesome issue in your relationship, you and your therapist can formulate a plan to approach and resolve this issue. Having a professional help you in creating this plan gives you a much greater chance at success.
  • You can learn about healthy habits: Just because you go to a session alone does not mean you are unable to learn about what a healthy relationship should look like. Therapists can give you the skills you need to be better at communicating and the foundation to establish a healthier relationship.
  • It can be motivational for your spouse: If your partner sees you working hard to make positive changes in your relationship, there’s a decent chance he or she will respond in kind by making some changes, too. It might just be the catalyst you need to get your relationship back on track.

Free Consultation with Divorce Lawyer in Utah

If you have a question about divorce law or if you need to start or defend against a divorce case in Utah call Ascent Law at (801) 676-5506. We will fight for you.

Michael R. Anderson, JD

Ascent Law LLC
8833 S. Redwood Road, Suite C
West Jordan, Utah
84088 United States

Telephone: (801) 676-5506